Coverage safeguarding plumbers against tool loss, work risks, and liability claims.
Protection for electricians covering equipment, work hazards, and potential liability issues.
Any business operating in the New Zealand trade or construction industry should have reliable insurance protection. This includes:
High risk sites, heavy equipment, and multiple subcontractors mean frequent exposure to injuries, property damage, and tool theft. Insurance helps protect against accidents, legal claims, and costly delays.
Working with pipes, pressure, and confined spaces can lead to water damage, gas issues, or onsite injuries. Insurance covers liability, stolen equipment, and mistakes that require re work.
Faulty wiring or system failures can cause fires or electrocution. Insurance provides liability cover, protection for specialised tools, and support for professional risks.
Hazardous heights and heavy materials increase the chance of falls, dropped items, and damage to surrounding structures. Insurance helps cover injuries, property claims, and equipment loss.
Working on high value vehicles brings risks of accidental damage, fire, and theft. Insurance protects workshop equipment, vehicles under repair, and business vehicles on the road.
Accidents in completed or outdoor spaces can be costly from paint spills to equipment injuries. Insurance supports liability protection, tool replacement, and business continuity.
General liability covers businesses and individuals against financial risks from third party injuries, property damage, and related claims.
Covers legal defense costs and some fines for unintentional law breaches, excluding workplace health and safety fines.
Employers’ Liability insurance protects employers from employee claims for work related injuries or conditions not covered by ACC.
Covers losses from cyberattacks and data breaches, including investigation, legal, notification, recovery, and liability costs.
Covers business vehicles for loss, damage, liability, and risks like accidents or theft, and protects against unintentional transport and safety breaches.
Protects business owners and managers from personal liability.
Safeguards against theft or fraud by employees.
Covers legal costs related to staff issues.
Helps cover costs for criminal defence claims.
Insurance designed specifically for tradies covering your tools, vehicles, stock, and everyday business risks.
Keep your work vehicles on the road with cover for theft, damage, and downtime.
Cover for management liability, cyber threats, employment issues, and legal defence costs.
Stay protected while working with comprehensive liability policies for accidents, damage, and unexpected incidents.
Brokers who understand the trade industry and help you choose the right cover with confidence.
Access to leading insurers, competitive pricing, and payment plans that support your cash flow.
